Cedarland Lending, a small-business funding service in Roswell, NM, sets out its disclosures here: it is a broker, not a lender; funding partners make every credit decision and set rates and terms; merchant cash advances are not loans; examples on this site are illustrative; and local figures come from public Census Bureau data.
Cedarland's role
Cedarland Lending is a broker, not a lender. Cedarland Lending connects you with lending partners; partners make credit decisions and set rates and terms. Cedarland does not fund loans, approve or decline requests, or promise that any request will receive an offer.
Merchant cash advances
A merchant cash advance is a purchase of future receivables, not a loan. It is collected as a share of card or bank receipts, or as a fixed debit, until the purchased amount is remitted. Its cost is set by a factor applied to the amount advanced.
How to read the examples and numbers on cedarlandlending.com
Dollar figures in worked examples are invented for illustration. They are not offers, typical terms or predictions of what a partner will offer. Rates, amounts and terms are set only by partners after review.
Local business figures come from U.S. Census Bureau programs (County Business Patterns 2023, ZIP Code Business Patterns 2023, Nonemployer Statistics 2024, the American Community Survey 2020-2024 and the Building Permits Survey). Each is labeled with its program, year and geography. Cedarland is not affiliated with the Census Bureau, the City of Roswell, NM, Chaves County, NM or any agency named on this site.
Services not offered
Cedarland does not arrange personal, consumer, payday, auto title, startup or SBA loans, and it does not offer service in Spanish.
By Cedarland Lending · Updated